* How much we lend and the issue of a credit card is subject to our assessment of your circumstances. You must be 18 or over. Overdrafts are repayable in full on demand.
** Lines open 7am to 10pm Monday to Friday or 8am to 6pm at weekends.
Calls may be monitored or recorded in case we need to check we have carried out your instructions correctly and to help improve our quality of service.